Terms of Service

The app analyses the user's own bank transactions to detect subscriptions and recurring payments and shows their cost and upcoming renewals. Transactions come from uploaded bank statements or from a read-only Open Banking connection provided by Enable Banking. The app cannot move money or make payments.

The app is for personal use by its owner and anyone the owner explicitly authorises. Keep your password confidential. Access may be suspended at any time, for example to protect the security of the data.

Connecting a bank requires your explicit consent, which you give directly to your bank via Enable Banking. Access is read-only and lasts at most 180 days. You can revoke it at any time in Settings → Data & sync or in your banking app. The availability of bank connections depends on the bank and on Enable Banking.

Subscription detection is automatic and may be incomplete or wrong: a charge may be missed, misclassified, or have a different amount or date than projected. Everything shown is for information only and is not financial, tax or legal advice. Always check important figures against your bank.

You remain the owner of your data. You can export or delete it at any time, as described in the Privacy Policy.

The app is provided free of charge, "as is", without warranties of any kind, and may change or stop at any time. To the extent permitted by law, the operator is not liable for indirect or consequential damages, or for losses resulting from reliance on the information shown or from the unavailability of third-party services (your bank, Enable Banking, the hosting or database providers).

The source code is open source under the MIT License. If you run your own copy, you are its operator and responsible for your own deployment.

These terms may be updated; the date at the top shows the latest version. Questions: the contact details at povilaskirna.com.